SA - Mukuru Loans: How do I Apply for a Loan 02 December 2025 08:07 Updated How do I apply for a Mukuru Loan? You can apply for a Mukuru Loan by going to our WhatsApp main menu and following the below steps:Step 1 - Select "Get a Loan" Step 2 - Follow the prompts and opt-in for loans. Related articles SA - Mukuru Loans: Loan Options SA - Mukuru Loans: Balance Check SA - Mukuru Loans: Mukuru's Collection Process SA - Mukuru Loans: Documentation Requirements SA - Mukuru Loans: Loan Payment Deducted from My Card, Why