It usually takes just a few minutes for your recipient to get the money. If you send it to their mobile wallet like MTN MoMo or Airtel Money, they’ll get it almost instantly. For cash collection, they can pick it up as soon as they receive the voucher number by SMS or WhatsApp. If they’re using the Mukuru app or WhatsApp, they can track the money and get it based on the method they choose—either mobile wallet or cash.