Who can qualify for a Mukuru Loan?
To qualify for a Mukuru Loan, you must:
- Be a registered Mukuru customer.
- Have an active Mukuru Card issued in South Africa.
Important to know:
Loan approval is not guaranteed. It depends on your credit history and affordability checks.
Using your Mukuru Card regularly may improve your chances over time. This includes:
- Receiving your salary.
- Sending money to loved ones.
- Buying services from the Buy/Pay menu (like airtime, data bundles, electricity, DStv, or vouchers).
- Making everyday purchases.
Loan Details:
- You can apply for a loan between R100 and R2,000.
- The repayment term is 30 days.
- The entire process is done via our WhatsApp self-service channel—no paperwork, no hassle.